Semi-truck accidents usually include severe personal injury resulting in long-term or permanent medical conditions and care. As a result, freight companies pay a higher level of insurance coverage for semi-truck operators which results in a higher final settlement than the completion of general car accidents. Visit http://eltlaw.com/practice-areas/accidents/truck/ and get to know more about truck accident lawyer in Boca Raton.
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Federal and State laws mandate that commercial trucks must be protected by insurance. Therefore, it is guaranteed that you will contact the insurance adjuster after your accident with a commercial truck. One thing to remember when dealing with insurance adjusters in this situation is: unless you believe the opening bid is accurate, DO NOT accepts their initial offer.
In general, insurance companies make opening deals worth far less than what the injury dictates. They also usually make this offer in a very short period of time after a truck accident. This method saves thousands of dollars in legal time and fees, while taking advantage of situations where you still haven't recovered from an injury and aren't sure of your injury and long-term costs.
Accepting insurance companies' offers to settle usually frees them from liability for all future medical costs, at least. This means that if your case is brought to court, you may be banned from recovering your debt, even if an accident-related medical condition is found after you accept the settlement.
If you choose to negotiate a settlement with an insurance adjuster, the first thing you have to do is determine how much you believe your case is worth, that is, what you are willing to accept as a solution.
To do this, see all information in your case:
o Any medical reports and documentation for future medical expenses;
o Witness statement;
o Documentation for compiling lost wage claims; and
o Watch your condition before a truck accident.
After you arrive at the initial number, see what a similar case has produced and the jury verdict. Unless you are a medical professional, economist, and lawyer, you must get professional advice to help you determine the financial amount that is appropriate for your injury. Not until after you reach the final number you can make an educated reply offer.